zero day finance september update

September Zero Day Finance Update

Another month, another set of Zero Day Finance updates! This one will be fairly brief because the October Zero Day Challenge is starting today! If you want to start saving a ton of money and register enter for the chance to win cash prizes, right now! If you’ve never heard of the Zero Day Challenge, well now is the time to learn how it’s saving me $18,432 this year! Oh yeah about the featured image? I thought it looked cool. No idea what it actually is, maybe a marble? Anyway, let’s begin!

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zero day finance how much money do you need to invest 1 million dollars

You (Probably) Aren’t Investing Enough

In my previous post, I talked about something I call the “Stop Investing” number. Your Stop Investing number is the amount of money you need right now to hit a target net worth in the future, without investing anymore money. You may realize that you’ve already hit this, and it’s smooth sailing! But what if you’re just getting started, and you want to know how much money to invest each month to hit a target net worth? The math behind this is significantly more complex, but I’ve got you covered!

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zero day finance stop saving number

You can Stop Investing Right Now (Maybe)

Did you know that you might be losing out on $100,000 for every single year that you delay investing? So it’s time to start now, right? Right. The earlier you start investing, the easier it will be to retire. But at what point have you invested enough? When can you be confident that your investment portfolio will provide for your retirement? This is called your “stop investing” number — when your portfolio is big enough to achieve your goals without contributing another cent. And you’ll reach it much earlier than you think.

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zero day finance challenge october cash prizes

Welcome to the October Zero Day Challenge!

Here at Zero Day Finance, my goal is to save you money, a lot of money. The Zero Day Challenge is a fun way to reduce your spending, and learn a little bit more about yourself in the process. In the first 6 months of 2017, I was able to cut my spending by $9,216. This means I’ll have eliminated more than $18,000 in wasteful spending by the end of the year. Well, the time has come to take this to the next level, so I can help you save money too. Which is why I’m launching the October Zero Day Challenge. If you are ready to start saving hundreds of dollars per month, and compete for $250 in prizes, keep reading!

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zero day finance exponential growth the path to millions

Exponential Growth, the path to Millions

Why do you invest in the stock market, bonds, dividend paying stocks and real estate? Well, that’s how you build up a nest egg that lets you retire! But why are those good investments? What is it about stocks, bonds and real estate that make them so attractive? The answer is that these assets increase (or decrease) in value by a percentage every year. This means they undergo exponential growth, which will put you on the path to millions.

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