What I’m Reading #4

zero day finance what im reading #4

Welcome back to What I’m Reading! It’s been a few weeks since I posted my last one. I would have posted while I was on vacation, but decided that I would much rather enjoy it and not worry about running Zero Day Finance. If you aren’t already yet, you should subscribe to my mailing list. I’ve developed an extremely useful budgeting spreadsheet that will help you track your spending, as well as automatically track Zero Days, show how your expenses affect your bottom line, and whether or not you are achieving your goals. This will be released within the next week. Without further ado, here are this week’s blog posts that I’ve been reading!

Cash-Fasting: How I Paid Off $35k of Student Debt In 3 Years

I would like to personally congratulate Jane for paying off her student debt! Student debt looms over you, no matter how much you owe and how much you make. Paying off $35,000 in 3 years is an incredible feat and you should be extremely proud of yourself! I look forward to following your progress, especially now that your cash flow has improved significantly.

We’re All Poor Here: Journal #4

Matt gives us an incredible perspective into his life, and this post is no different. Here, he talks about his net worth, student loan debt, and why he isn’t using the Snowball method (even though be blogged about it’s success a few weeks prior, and I covered it!). Also a bit of extra strategy about which student loans you should pay. Overall a very good read!

Debt Free Geek: How To Win With Cars: A Strategy Guide

I recently met Chris in the flesh, and man he is an incredibly hard worker! I now see why his content is so good: if he does something, he does it right. This is a complete strategy guide for how to save money while purchasing cars, and why it might be worth it to get rid of your luxury ride. Plus, find out how he only paid $400/year on transportation!

Need2Save: Building Our Roth IRA Conversion Ladder

The Roth IRA Conversion Ladder is the bread and butter of everyone’s FIRE plans (assuming that you do not own a business that generates passive income). Mr. Need2Save goes into great detail about what this actually is, why it is useful, and how his family can successfully convert $70,000+ a year into Roth funds — without paying taxes — and then withdraw them tax free 5 years later!

Frugal Asian Finance: May 2017 Blog Traffic (2nd Month) – 11,014 Views

This next post comes from Ms. Frugal Asian Finance. As you already know, I’m a huge sucker for blog traffic reports (I am a numbers person after all). Damn, she is really doing work. Her 11,014 monthly views are more than my entire blog has gotten, and I’ve been doing this for 5 months. Congratulations on an extremely successful blog, and I wish you the best of luck! Looking forward to more excellent content as usual.

The Frugal Gene: 15 Money Things Young Adults Overlook That Matter

There are so many silly guides on the internet: 5 Cool “Tricks” To Lose 10 Pounds In 10 Days!, or 5 Things Your Doctor Isn’t Telling You. These articles are usually just clickbait, but Lily actually has a very good guide of things that young adults overlook daily. Mostly from lack of experience, we aren’t doing what the older generations are. Definitely worth the read, you might learn something too!

Go Curry Cracker: Packing For Perpetual Travel

Jeremy and Winnie are living the dream! Traveling the world with their family, living life the way that most of us want to. I recently took a 10-day vacation and I packed the lightest out of my group: 1 small rolling backpack, and my Rush 5.11 tactical backpack. Most people had 2 max-sized checked bags plus a large backpack and another roller. If you ever intend to travel, check out this post to see how much you really need.

Life Well Hustled: Why Joining A Cruise Ship Was Good For Financial Independence

I am a huge fan of Sylvia and her side hustles. Side hustling is the ultimate way to make money, because you do it on your own terms. The goal is side hustle income > regular income, and then you can save more and retire sooner! This is a post about how working on a cruise ship was good for financial independence. I know the cruise ship bars and Wi-Fi can be extremely expensive. How did she avoid these traps and what was her experience like? Check out this article to find out more!

Chief Mom Officer: 2017 Goal Check In – CMO May Report Card

Liz is a very established blogger. She runs a great series on breadwinning / 6-figure moms and I love the series. One thing she is great at is setting (and achieving) goals. Looking at her goals for 2017, it’s at least 3x-4x what my goals are, and she is achieving them! If you want to find out more about Liz, her motivations, and progress towards her goals, check out this blog post!

Clever Girl Finance: How To Create A Solid Financial Plan

Bola is behind the scenes of Clever Girl Finance, an extremely successful blog that empowers women to improve their financial situations. This post is about the best ways to create a solid financial plan that you can actually achieve. People fail at creating plans because it is hard to organize your thoughts and wants. Not anymore!

Fairly Frugal Fella: 3 How To Actually Save On Any Type Of Income

Bonus! I’ve got 11, not 10 posts this week! The final one comes from Fairly Frugal Fella. Having gone through a broke fella phase after graduating from college, he decided to make a change and start saving and investing more. Now his goals are to have 1 year of income saved by the time he is 30. This post is about how to save money, regardless of your income. Doesn’t matter if you are paid regularly or irregularly, $30k or $100k. Great job and keep up the good work!

Thank you for making it to the end of What I’m Reading #4! Please follow all of these blogs, join their mailing lists, and come back for more! I know that they’ll appreciate it! Until next time.

Good Hunting,

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8 Responses

  1. Fairly Frugal Fella says:

    Boom! Honored to be #11 😎

    Thanks David for the encouraging words and to be included with some great bloggers.

  2. Ms. Frugal Asian Finance says:

    Aww thank you so much for the shout-out, David! You are doing an amazing job yourself. This is such a great list. I enjoy reading the summaries of each post. Very concise and thought-provoking! =)

  3. We're All Poor Here says:

    Thanks for the shout out, ZDF!

  4. Lily @ TheFrugalGene says:

    Thanks for the shout out David! FFF’s one is intriguing and it gives me a neat idea. By the way, are you still on Reddit? Anything in the works for what happened?

    P.S. I have no idea what that green is but that’s a beautiful color choice!

    • David says:

      You’re welcome! Yeah I’m still on Reddit, although I haven’t been posting as often. Didn’t have time to post on r/fi’s Wednesday self-promotion thread.

      Which green are you talking about? I know my blog is sort of themed green, but I’m color blind 🙂

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