zero day finance prepare for emergencies

Everyone Must Prepare for Emergencies

Emergencies can happen anytime and anywhere. It doesn’t matter if you’re rich or poor. It doesn’t matter if you’re a Northeast Yankee or a Southern Belle. Your survival may depend on how much (or little) time you spend preparing for emergencies that can happen at any time. With the destruction caused by Hurricanes Harvey, Sandy and Katrina, the evacuations in the wake of the Oroville Dam, even the risks caused by the Snowmageddon that hit the Atlantic region in 2010, the time to prepare is now, and it’s a lot easier than you think.

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zero day finance batman bane your victory has defeated you

Your Victory has Defeated you

Struggle is something that’s very important to all of us, whether we realize it or not. When we have goals and we’re working to achieve them, we struggle. This struggle pushes us to work harder and get creative with our solutions. We keep working as hard as possible until we achieve our goals. And it feels fantastic to achieve success. But there’s also a dark side to success, and it’s the fact that we no longer need to work as hard.

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zero day finance never give up never surrender

Never Give Up, Never Surrender

This post will be… different. I’m not going to talk about how you should reduce your spending or save money. I won’t go into the math behind why you should invest right now. I won’t link to any of my other posts to guide you down the path of improving your finances. This post is about perseverance, about power, about working hard when everything and everyone in your life wants you to just lie down and quit.

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The Peanut Butter Sandwich That Changed My Life

We make decisions every day. What clothes should I wear to work? What will I eat for lunch? Do I go through this yellow light and risk a red light ticket? Most of these decisions have a rather small impact on our lives. A green vs. blue shirt; a salad vs. a hamburger; a $40 ticket vs. getting to work late. If we look at our lives as a sequence of decisions, we can identify a few of them that alter our lives forever. I made one of these in High School, and didn’t even know it.

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