zero day finance you can stop investing and reach financial independence

Stop Investing and become Financially Independent

I recently wrote a post about how you might be able to stop investing and still hit your net worth goals. The gist of it is that if you are an aggressive saver, you might have enough money right now, and it can grow on its own to hit your goals. For example, if you’re a 21-year old kid and saved $50,000 now, it’ll be worth about $1,000,000 by the time you are 65. This was recently picked up by the ChooseFI Facebook group. Unfortunately I can’t participate in the group because then I’ll reveal my identity, so here is a bit more explanation of the post, which I hope will spur further discussion.

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zero day finance 27 and counting goals

27 Years and Counting

Wahoo, I just turned 27! I guess I’m finally in my late 20’s? Not sure, but I’ll go with it. One of my goals for 26 was to either publish my book, or start a personal finance blog. Obviously I went the route of blogging. I’ve had a lot of fun and hit a bunch of my goals, but it’s time to get serious and step up my game. So, let’s do a recap and see what I’m planning for my life over the next 365 days!

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What I’m Reading #3

Welcome to the third installment of What I’m Reading! This is where I cover the blog posts that I’ve found particularly interesting, informative, or just plain awesome. I do my best to read as many blogs as I can throughout the week, so this really covers a lot of breadth. As a general announcement, I am switching to a new posting schedule! I will post new content on Monday and Thursday, with a What I’m Reading over the weekend (preferably Saturday). However, I probably won’t be following this schedule because I’m going on vacation next week. Without further ado, happy reading!

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Use The Savings Snowball Method To Save More, Faster

I recently responded to a post by Jane from Cash Fasting. If you haven’t read her blog, check it out. There is a lot of fantastic content, and you’re bound to learn something new. She was summarizing goal progress for Q1, 2017. She has many financial goals that she is trying to accomplish at once. This sounds very familiar to people who have many debts that they are trying to pay off at once. Unfortunately, it can be very difficult to accomplish several savings goals at the same time. This got me thinking, why don’t we apply the same strategies that we use to pay off debt to achieving financial goals?

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