Budgeting

Five Real World Emergency Funds

Five Real World Emergency Funds

Emergency funds are the bedrock of financial success. Without an emergency fund, you cannot weather the majority of financial emergencies, even small ones like replacing your car’s tires. Last week I talked about how much money you need in your emergency fund. I found out that I need about $24,000 to protect me in the event of an emergency. I also polled Twitter and found that the majority of my followers had less than $10,000 in their emergency funds. Find out about how 5 other personal finance bloggers handle their emergency funds.

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Posted by David in Budgeting, 12 comments
How Much Money Does Your Emergency Fund Really Need?

How Much Money Does Your Emergency Fund Really Need?

Emergencies are always waiting to strike. It could be weather or a job loss. Your car could break down, or you could have an unexpected medical bill pop up. Regardless of the situation, having a stockpile of money to help you through these problems is extremely important. Not only will it help you weather these emergencies, but it will give you peace of mind that you can weather these emergencies. But how much money should you have saved? Well, that entirely depends on what your emergency fund is for.

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Posted by David in Budgeting, Lifestyle, 38 comments
What I’m Reading #3

What I’m Reading #3

Welcome to the third installment of What I’m Reading! This is where I cover the blog posts that I’ve found particularly interesting, informative, or just plain awesome. I do my best to read as many blogs as I can throughout the week, so this really covers a lot of breadth. As a general announcement, I am switching to a new posting schedule! I will post new content on Monday and Thursday, with a What I’m Reading over the weekend (preferably Saturday). However, I probably won’t be following this schedule because I’m going on vacation next week. Without further ado, happy reading!

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Posted by David in Blogging, Budgeting, Credit, Employment, Goals, 11 comments
What I’m Reading #2

What I’m Reading #2

Welcome to the second installment of “What I’m Reading!” If you haven’t seen the first iteration, check it out now. Basically, I found the following posts uniquely interesting, inspirational, and even educational. I collect all of these blog posts together in a weekly digest so my readers can see what influences me. Plus, they are excellent articles that I believe everyone should read. So, without further ado, lets see what I read this week!

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Posted by David in Budgeting, Employment, Investing, Lifestyle, 8 comments
Reflecting On My First Month At A Startup

Reflecting On My First Month At A Startup

When I graduated from college, I was lucky to have a job ready to go. I took a short 3-week vacation in January 2014, and then I jumped right back into hard work. At least I was making money and no longer working 80-100 hour weeks like I did for my college degrees! I built many strong friendships, and even convinced several coworkers to max out their 401(k)s, Roth IRAs, and HSAs. Like any job, it wasn’t destined to last forever. After 3.5 years of working for a large defense contractor, I needed a change so I joined a small 7-person startup, and it has been very different so far.

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Posted by David in Budgeting, Employment, 16 comments