Lifestyle

Bug In Bag Update

Bug In Bag Update

Building an emergency fund is one of the single most important financial decisions that you will make. It can be difficult figuring out how big your emergency fund should be. You really need to figure out what can go wrong, and then figure out what type of impact that would have. Some people even analyze the real-world emergencies they may face, and prepare for them. This could include earthquakes, hurricane evacuations, even power outages or snow storms. I created my “bug in” bag about 6 months ago, and I have re-evaluated my choices and am making changes to better suit my specific needs.

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Posted by David in Lifestyle, 2 comments
How Much Money Does Your Emergency Fund Really Need?

How Much Money Does Your Emergency Fund Really Need?

Emergencies are always waiting to strike. It could be weather or a job loss. Your car could break down, or you could have an unexpected medical bill pop up. Regardless of the situation, having a stockpile of money to help you through these problems is extremely important. Not only will it help you weather these emergencies, but it will give you peace of mind that you can weather these emergencies. But how much money should you have saved? Well, that entirely depends on what your emergency fund is for.

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Posted by David in Budgeting, Lifestyle, 26 comments
What I’m Reading #4

What I’m Reading #4

Welcome back to What I’m Reading! It’s been a few weeks since I posted my last one. I would have posted while I was on vacation, but decided that I would much rather enjoy it and not worry about running Zero Day Finance. If you aren’t already yet, you should subscribe to my mailing list. I’ve developed an extremely useful budgeting spreadsheet that will help you track your spending, as well as automatically track Zero Days, show how your expenses affect your bottom line, and whether or not you are achieving your goals. This will be released within the next week. Without further ado, here are this week’s blog posts that I’ve been reading!

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Posted by David in Blogging, Investing, Lifestyle, Saving, 8 comments
Vacation And Reflections

Vacation And Reflections

Welcome back to Zero Day Finance! I’ve been pretty MIA for the past 2 weeks because I was extremely lucky, and went on a cruise of the Mediterranean with my fiancee’s family. This was my first time in Europe, first flight longer than 5 hours, first real airplane meal, and my first cruise. It was an incredible experience that I’ll never forget. While traveling, I encountered people significantly different than myself, and I got to see how they lived. I was definitely hit with some culture shock, and reminded of how very lucky that I am.

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Posted by David in Blogging, Lifestyle, 6 comments
Workforce Racism Sucks

Workforce Racism Sucks

The modern workplace is much better than it was in the past. A long time ago, children under the age of 10 had factory jobs and crawled through small spaces inside machinery to fix them. Employers would lock employees in hot factories that were susceptible to fire. People commonly worked 12 hour days, 6 days a week. Asbestos was and still is fairly common in many buildings. Getting paid the correct amount on time was a luxury. Many things have improved, but if you are a minority, you still deal with many problems that we just shouldn’t have to deal with anymore. As a heads up, there is some offensive language, including racial slurs in this post. If this offends you, feel free to contact me and I can send you a version with this content removed.

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Posted by David in Employment, Lifestyle, 18 comments